Security deposit escrow — done right

Money held with care,
not collected with leverage.

Vested holds residential and commercial security deposits in true escrow — neutral, documented, and fair to both sides. Flat fee. Any lease. Any amount.

01

Upload the lease

Landlord or tenant submits the lease. AI extracts terms, deposit amount, and key dates automatically. No manual data entry.

02

AI captures the property

Guided image capture creates a condition baseline — timestamps, annotations, room-by-room. Both parties agree before move-in.

03

Deposit goes into escrow

Funds held in a segregated, interest-bearing escrow account. Neither party can touch it until the lease ends and conditions are met.

04

Return or dispute — AI handles it

AI compares move-out condition to the baseline. If both sides agree, deposit releases automatically. If not, a structured dispute opens — with escalation to human review and arbitration.

Trust shouldn't require a lawyer.

Traditional escrow is expensive and slow. Doing it yourself means one party holds all the leverage. Vested is the neutral third party — holding funds, documenting reality, and resolving disputes without a courtroom.

Any lease
Residential, commercial, month-to-month, or multi-year
Any amount
From $500 to $500K. Flat nominal fee, not a percentage of the deposit.
Dispute-ready
Documented baseline, structured filing, human escalation, arbitration. Every step recorded.
Funds in escrow
Landlord
Vested
Tenant
Neutral custody — neither party can access until terms are met
"The security deposit is one of the most common sources of landlord-tenant conflict in the country. Not because either party is bad — but because there's no neutral party, no clear record, and no structured path to resolution. That's what Vested is for."

Spencer's building something that lasts.

This is not a growth-hack startup. Vested is a fiduciary business — the kind of company that earns trust over decades, not traction over quarters. Compliance tooling, dispute resolution, lobbying for smarter deposit law, and eventually an insurance product that treats deposit pools as what they are: a large, stable, underserved financial instrument.

Start with one lease. Prove the model. Expand from there.